News

As we move into spring, aspiring movers will likely find themselves feeling galvanised to proceed with their homeownership goals. Whether you’re a first-time buyer looking to get onto the property ladder, a second stepper seeking the perfect home for a growing family, or a downsizer on the hunt for a smaller property to help build […]

As well as being a season of hope and renewal, spring is also viewed as the ideal time to declutter and reorganise. The last couple of years have taught us the importance of achieving balance in our lives – this extends to our finance too, making now an opportune time for investors to review and […]

Spring is very much a season of hope; a time to look forward and plan. While that’s not always easy amid a flurry of headlines concerning the cost-of-living and immense global political tensions, it’s important to look beyond short-term bouts of market volatility and ensure your financial objectives remain firmly aligned to your life goals […]

Do you check the details of your home insurance policy? If you don’t, you’re certainly not alone because a fifth of adults in the UK don’t either, potentially leaving them with insufficient or the wrong type of cover. Interestingly, just under a quarter (24%) of respondents to a recent survey1 said that the T&Cs were […]

These days, it’s not uncommon for people to become homeowners later in life. But can you get a mortgage even if you’re retired? If so, what’s the maximum age? First things first: we’re not going to pretend that getting a mortgage past the age of 55 is easy. For a start, it is more difficult […]

Retirement – that magical time when we can finally live our lifelong dreams. Increased life expectancy means that many of us can now expect a longer retirement, but this comes at a cost: the increasing prevalence of age-related cognitive decline, which could leave us vulnerable to costly financial errors. According to the Alzheimer’s Society1, there […]

While getting on the housing ladder is becoming increasingly difficult, doing so could leave you richer to the tune of nearly £330,000. Research from the Equity Release Council (ERC)1 has found that today’s homebuyers could save hundreds of thousands of pounds – £326,214, to be exact – over a period of 30 years compared to […]

Research1 suggests a new group of consumers – Late Financial Bloomers – are set to change the face of retirement. Marriage and divorce A series of socioeconomic factors, including later home ownership, are the main drivers behind this shift. Marriage and divorce trends are also key contributors: on average, first marriages now take place four […]

With 46 areas of outstanding natural beauty (AONB) across England, Wales and Northern Ireland and 40 national scenic areas (NSA) across Scotland, British house hunters are spoilt for choice. Now, research1 has revealed the top beauty spots prospective homebuyers are currently itching to move to, as well as ranking them by the most to least […]

Jargon is common in the world of investments and pensions, which can make them seem impenetrable and intimidating. If the thought of ‘Equities’ and ‘Investment ISAs’ makes your heart race, you’re not alone, new research1 has shown that financial terms really do make people anxious. Jar-gone Researchers used a variation of the Emotional Stroop Test, […]