News

82% of advised investors believe they get good value from financial advice, up 10% from last year  96% of advised clients value their adviser’s accessibility, especially during market volatility  Long-term market confidence is higher among advised investors, showing the benefits of expert financial guidance  People with a financial adviser are more optimistic about their financial […]

Older borrowers are increasingly taking out ultra-long mortgages, with a 156% rise in the last five years  Half of UK homes saw price increases in 2024, there’s a clear north-south divide in property values  Rent costs for tenants under 45 hit a record £56.2bn due to rising mortgage rates  Retiring with a mortgage  With a […]

50% of salaried employees and 33% of non-salaried workers lack life insurance  Life insurance covers expenses like mortgages, bills and education costs should the worse happen  Policies can start as low as a few pounds a month, offering affordable protection and peace of mind  Taking out life insurance is a crucial step in protecting what […]

Research shows a third of European HNWIs are yet to make a financial plan for retirement  80% of survey respondents plan to pass wealth to their children, but only 34% have a plan in place  Over half of respondents are focused on growing their wealth through investing in equities  and/or real estate  Many high-net-worth individuals (HNWIs) […]

6.3 million homes face flooding threats, but the dangers are expected to rise significantly due to climate change  4.6 million properties are at risk of surface water flooding, a 43% increase since 2018  Taking proactive steps, including insurance, is key to protecting against flood damage  A recent report from the Environment Agency has revealed that […]

Research highlights key differences in wealth transfer preferences and family financial priorities between men and women  Top financial priorities for 2025 include enjoying life (34%), building emergency savings (30%) and pension saving (11%)  AI now accounts for 42.5% of financial fraud attempts, with cases rising 80% over the past three years  Women put children first […]

Over 15,000 active customers and £622m in lending recorded in Q4 2024, up from £525m in Q4 2023  A 3.3% increase in UK house prices contributed to larger loan sizes and improved product availability.   A 27% rise in returning customers using further advances shows growing confidence in equity release  Looking at The Equity Release Council’s […]

Economic and political uncertainty can lead to impulsive financial decisions—long-term planning is key  Media headlines create noise, but financial plans should be tailored to personal goals, not speculation.  A strong financial strategy is built to adapt—seek expert advice to stay on track  Over the past five years, we’ve experienced a global pandemic, geopolitical conflicts, political […]

Income protection demand is expected to grow, with 51% of financial advisers predicting an increase in 2025  44% of advisers anticipate rising demand for life insurance, as more people seek financial security   With economic uncertainty, more individuals are prioritising private health insurance and income protection  The demand for health insurance, income protection and life insurance […]

30% of Brits moved home in the past three years, motivated by lifestyle changes and space  One in six homeowners plan to relocate this year, with garages and gardens top priorities  Renters face affordability challenges, with many needing family support to buy their first home.  After a busy period in the housing market, there seems […]