28th April 2022

Wealth – In the news

Cautious optimism over 2022 dividend growth A recent report1 has revealed a dramatic rebound in UK dividends in 2021, increasing 46.1% last year to total £94.1bn. This figure was boosted by a record £16.9bn in special dividends, three times the normal level. Special dividends are non-recurring and usually larger than a typical dividend payment. For […]

22nd April 2022

Life changes – so should your mortgage

The cost of living has shot up in recent months, with inflation expected to reach a peak of 8.7% in Q41 and many families facing a significant hike on their annual energy bills from April. With finances squeezed, every penny counts – so it’s important to consider all the options for streamlining your outgoings. If […]

Pension wealth outweighs property wealth

New data from the Office for National Statistics (ONS) Wealth and Assets Survey1 has revealed that the largest single component of household wealth is private pension holdings. In the latest recorded period (April 2018 to March 2020) pensions represented 42% of aggregate wealth, up from 34% (2006-08), an increase in pension wealth of nearly £70k […]

Renters feel the extra strain of cost-of-living crisis

The cost-of-living crisis is likely to be felt by most Britons this year, with increases in energy and food costs and the increase in National Insurance Contributions from April. In addition, renters need to add in the rising cost of renting a property, with the average price for a new tenancy up by 8.5% from […]

12th April 2022

Time to get moving this spring?

As we move into spring, aspiring movers will likely find themselves feeling galvanised to proceed with their homeownership goals. Whether you’re a first-time buyer looking to get onto the property ladder, a second stepper seeking the perfect home for a growing family, or a downsizer on the hunt for a smaller property to help build […]

Striking a balance this spring

As well as being a season of hope and renewal, spring is also viewed as the ideal time to declutter and reorganise. The last couple of years have taught us the importance of achieving balance in our lives – this extends to our finance too, making now an opportune time for investors to review and […]

Time to spring into action

Spring is very much a season of hope; a time to look forward and plan. While that’s not always easy amid a flurry of headlines concerning the cost-of-living and immense global political tensions, it’s important to look beyond short-term bouts of market volatility and ensure your financial objectives remain firmly aligned to your life goals […]

31st March 2022

Home insurance – the finer detail – can you read the T&Cs?

Do you check the details of your home insurance policy? If you don’t, you’re certainly not alone because a fifth of adults in the UK don’t either, potentially leaving them with insufficient or the wrong type of cover. Interestingly, just under a quarter (24%) of respondents to a recent survey1 said that the T&Cs were […]

15th March 2022

Getting a mortgage in retirement

These days, it’s not uncommon for people to become homeowners later in life. But can you get a mortgage even if you’re retired? If so, what’s the maximum age? First things first: we’re not going to pretend that getting a mortgage past the age of 55 is easy. For a start, it is more difficult […]

Protect your retirement from the risk of mental decline

Retirement – that magical time when we can finally live our lifelong dreams. Increased life expectancy means that many of us can now expect a longer retirement, but this comes at a cost: the increasing prevalence of age-related cognitive decline, which could leave us vulnerable to costly financial errors. According to the Alzheimer’s Society1, there […]