News

Women are less likely than men to hold life insurance or understand its benefits  Many women have not been educated about life insurance and believe they can’t afford it Life insurance provides financial support to loved ones if the policyholder dies during its term Women are falling through the cracks when it comes to life insurance. According to a […]

More families now prioritise intergenerational planning, driven by record IHT receipts and policy changes  Only half of advised clients have IHT solutions in place, showing a clear advice-action gap  Women are set to control 60% of UK private wealth by 2025 but remain under-advised  The Great Wealth Transfer is happening, with the UK expected to […]

Buyers are willing to pay a premium for a home with a sea view  One million UK homes have risen in value by at least 50% since 2020  6.5 million homeowners in the UK have some regrets about the property they bought  Buyers pay more for a sea view  Buyers are willing to pay a premium for […]

More first-time buyers are purchasing homes later in life to manage affordability challenges  Longer mortgage terms help keep monthly payments manageable but extend debt into later years  Professional guidance can help buyers select the most suitable mortgage for their circumstances  Getting onto the property ladder has become harder in recent years and that’s had a noticeable impact. People are […]

Growth forecasts rise to 1.5% this year, with steady medium-term expectations supporting economic stability and resilience  Income tax, NICs and IHT thresholds remain frozen to 2031, increasing the long-term tax burden on households  Cash ISA limits fall to £12,000 for under 65s but overall allowance remain the same   “We are rebuilding our economy”  Chancellor of the Exchequer Rachel Reeves delivered […]

In the summer, the government launched a consultation on the future of the State Pension age  Research has found that there’s a dip in financial confidence when UK adults reach their 50s  Discussing finances is taboo for many Brits, although younger generations may be pushing for change  A midlife dip in financial confidence  Research1 has found that there’s a dip […]

Unspent pensions will be subject to IHT from 2027, changing inheritance rules significantly  Double taxation risks arise, as pensions inherited post-75 may face both income tax and IHT  Planning tools such as gifting, trusts, and insurance can help mitigate future IHT liabilities  The government has confirmed it will move ahead with plans to include unspent […]

For every £1 in a man’s pension pot, a woman has just 42p  Career breaks, part-time work and lower wages widen the gender pensions gap  Purposeful contributions and proactive planning can help women build stronger retirement security  Nearly 40% of women in the UK risk not having enough funds for a comfortable retirement, according to […]

Average home insurance costs vary depending on property type and size The most common reasons for claiming are water damage and accidents Renewing policies early, ideally 25 days before expiry, can help reduce costs The latest home insurance statistics compiled by one industry source1 have revealed the trends and patterns of 2025.  The average buildings […]

Hybrid working helps employees phase gradually into retirement while supporting wellbeing  Working part-time after 66 can smooth the retirement transition and boost pension savings  Seek advice as pensions, investments and tax payments could all be impacted  Higher productivity. Better quality of life. Greater satisfaction. These are just some of the potential benefits of hybrid working; […]