News

Buyers gain negotiating power with more homes available and improving mortgage affordability  Sellers must adopt competitive pricing strategies as overpriced homes risk being overlooked  Modest price growth is expected, but steady activity could sustain momentum through autumn  As summer fades, the UK housing market moves into autumn with steady momentum. A high volume of homes […]

Autumn offers a chance to take stock and review your pensions, savings and investments   Establishing robust financial foundations is essential in times of economic uncertainty and elevated living costs  To feel confident about your financial future, build short-term resilience and strengthen long-term security  As the days shorten and the evenings draw in, autumn is a […]

The Autumn Budget may bring tax changes affecting pensions, IHT, savings and investments  Speculation is high, but proactive planning can strengthen financial resilience ahead of announcements  Reviewing contributions, allowances and inheritance strategies ensures you’re prepared for future changes  As the Autumn Budget approaches, speculation is growing about what the Chancellor may announce.  The National Institute […]

76% of UK gig workers face mortgage and loan application rejections despite good credit  Traditional credit systems don’t reflect gig workers’ multiple income sources  Expert guidance helps gig workers improve mortgage approval odds by validating diverse income  Variable income streams. Multiple employers. Seasonal side hustles. This is business as usual for gig economy workers, freelancers […]

Financial independence means working becomes optional, not essential  Diversifying income beyond pensions offers lasting security and freedom  A clear plan helps you align your later life with your long-term goals  Retirement used to mean the end of working life, but that’s definitely no longer the case. People are living longer, staying healthier and keen to […]

Gen X savers are cautious, with over £34k on average held in cash savings  Less than a third also invest, risking long-term value erosion from inflation  Balancing cash investments can offer better growth without excessive risk  Nearly two in three Brits born between 1965 and 1980 hold ‘significant’ savings in cash, new research1 shows, while […]

Council Tax hikes on second homes are triggering a surge in holiday property sales  In popular holiday destinations the number of properties being listed for sale has increased over 40%  This shift in property ownership has the potential to impact entire communities   From country cottages to seaside retreats, the second home market is facing challenges. […]

Nearshoring is rising as firms prioritise bringing supply chains closer to home  Trump Tariffs’ have only underlined the need for companies to explore their options   As the global economy evolves, identifying long-term trends is important  The pandemic, raised geopolitical tensions and supply chain shocks, have all forced companies to rethink how they operate. Many, although […]

1 in 6 people don’t know who their pension would go to if they passed away  Cohabiting partners are especially at risk of missing out if not formally nominated  Some still have ex-partners listed – regular reviews are essential  One in six people with a partner admitted in a recent study1 that they ‘do not […]

A third of homeowners are currently making overpayments on their mortgage  40% of homeowners don’t have the confidence to overpay their mortgage  Most lenders allow you to make overpayments of up to 10% of your mortgage balance each year without incurring any penalties  UK homeowners could collectively save £2.3bn on mortgage interest each year by […]