News

The global economy is continuing to hold up, but growth remains uneven, according to the International Monetary Fund (IMF) The IMF explores the risks and opportunities surrounding AI – a market correction or the ability to ‘lift growth’ For investors, it’s important to understand where valuations, risks and opportunities sit as the AI story continues […]

A new survey highlights the growing influence of social media on first-time buyers, creating unrealistic expectations The findings underline the importance of an adviser’s role in helping clients balance aspiration with reality The Bank of England has warned that many homeowners will face higher mortgage repayments by the end of 2028 House envy – get […]

As a result of these changes, many families may need to think more carefully about any future tax bills Life insurance, particularly whole of life cover with no set term, is increasingly becoming a topic of conversation With the changes approaching, now could be a good time to review your estate planning arrangements From April […]

Over half (52%) of people are unaware that paying into a pension can reduce their taxable income By making additional pension contributions, some parents may be able to retain childcare support while growing savings Many retirees expect to help their grandchildren financially, but this could compromise long-term financial wellbeing Half are unaware pension contributions can reduce […]

Rising costs remain a concern, with energy bill support and changes to household charges aimed at easing financial pressures The OBR has upgraded its 2026 growth forecast to 1.2% but lowered its 2027 projection to 1.0% The Your First Home scheme will receive £4.7bn in government-backed lending, aiming to help around 70,000 first-time buyers in […]

A quarter of Britons aged 55 and over have never discussed their inheritance plans with their family The most forward-thinking families recognise inheritance conversations are not about death – they’re about clarity Professional guidance can make these conversations significantly easier – bringing structure, objectivity and expertise Progressive planning starts with open conversations. For many successful […]

One of the headline proposals is to make sales agreements legally binding much earlier to tackle gazumping Buyers or sellers who withdraw without a valid reason could face financial penalties, helping reduce failed transactions The reforms are expected to make homebuying faster and more transparent, saving first-time buyers an average of £650 The UK government […]

There has been plenty of speculation about what an Andy Burnham government could mean for the housing market It is important to distinguish speculation from policy as it is unlikely to help homeowners or buyers make decisions The sensible approach is to keep calm and carry on and wait for any relevant announcements That time […]

From April 2027, the Cash ISA allowance for anyone under 65 will fall from £20,000 to £12,000 The government will also discourage investors from using Stocks & Shares ISAs simply as cash savings accounts With significant changes ahead, now is a good time to review your ISA strategy and ensure your savings are tax efficient […]

From April, most unused pension funds and pension death benefits will be included when calculating IHT The new rules mean pension and estate planning can no longer be viewed in isolation, making advice valuable Seeking trusted financial advice now allows time to understand the options available and build an appropriate plan With just six months […]