News

As life expectancy increases, workers are abandoning the idea of spending a whole career with one company  More workers are embracing non-linear career journeys by retraining, switching industries and taking extended breaks  As working lives become more fluid and career paths less predictable, seeking financial advice is essential  More than four in 10 Brits expect to pursue […]

Many UK adults don’t feel confident their family would be financially secure if they unexpectedly died  Women were less certain about their family’s financial resilience and 45-54-year-olds were the least confident age group  A survey found that only four in 10 working people aged 60-69 feel ready for retirement  Would your family be financially resilient without you?  Only one in five […]

Landlords face reduced rental profitability as Income Tax on property earnings rises by two percentage points  The Lifetime ISA will be phased out and replaced by a simpler product   High-value homeowners may reconsider property decisions as new Council Tax surcharges target homes over £2m  Although November’s Budget announcements may now feel like a distant memory, several measures introduced at the […]

Even small increases in pension contributions can substantially enhance retirement savings through compound investment growth  Modest, consistent contributions over a career significantly boost long-term financial security and quality of retirement life  Do your future self a favour with a one-off lump sum payment or incremental monthly increases.  Everyone knows that a healthy pension pot is crucial for a comfortable […]

Check your home is protected against bad weather, such as freezing temperatures, high winds and heavy downpours  Insurers paid out £585m for weather-related damage to homes and possessions in 2024, so check you’re adequately covered   Make sure your boiler is serviced annually, identify fire hazards in your home and test smoke alarms.  Frozen pipes. Blocked gutters. Damp rooms. The winter months can take their toll on […]

Only 40–50% of UK’s Baby Boomers are on track to maintain their current lifestyle in retirement  Only 6% of Gen X have a written retirement plan, despite nearing the end of their working lives  Whatever your level of wealth, expert advice can help bridge the gap between retirement hopes and financial reality  The start of a new year is an ideal […]

Start thinking about making the most of tax-efficient opportunities before the end of the 2025/26 tax year  You can contribute as much as you like into your pension, but there’s a limit on the amount of tax relief you will receive each year  You can make gifts worth up to £3,000 in each tax year, these gifts will be exempt from IHT […]

Life insurance offers essential protection for loved ones when you are no longer around  More assets are subject to IHT, so life insurance can help reduce your tax liabilities  Reviewing policies in 2026 ensures cover remains effective, tax-efficient and aligned with evolving personal needs  As 2026 kicks into full swing, sorting out your life insurance policy may […]

“The Chancellor is relying heavily on tax rises towards the back end of the parliament”  Income Tax thresholds will remain unchanged until at least 2031, so more earners will be in higher tax bands  The basic Dividend Tax rate will rise to 10.75%, while the higher rate will increase to 35.75%   Now the dust has […]

Now is the ideal time to take stock and plan for the next year with confidence  We can help make your property dreams a reality, whether you’re an FTB or a home mover  We’ll make sure your protection plans continue to safeguard what matters most, giving you peace of mind  As we welcome 2026, we want to thank you for your continued trust […]