News

Check your home is protected against bad weather, such as freezing temperatures, high winds and heavy downpours  Insurers paid out £585m for weather-related damage to homes and possessions in 2024, so check you’re adequately covered   Make sure your boiler is serviced annually, identify fire hazards in your home and test smoke alarms.  Frozen pipes. Blocked gutters. Damp rooms. The winter months can take their toll on […]

Only 40–50% of UK’s Baby Boomers are on track to maintain their current lifestyle in retirement  Only 6% of Gen X have a written retirement plan, despite nearing the end of their working lives  Whatever your level of wealth, expert advice can help bridge the gap between retirement hopes and financial reality  The start of a new year is an ideal […]

Start thinking about making the most of tax-efficient opportunities before the end of the 2025/26 tax year  You can contribute as much as you like into your pension, but there’s a limit on the amount of tax relief you will receive each year  You can make gifts worth up to £3,000 in each tax year, these gifts will be exempt from IHT […]

Life insurance offers essential protection for loved ones when you are no longer around  More assets are subject to IHT, so life insurance can help reduce your tax liabilities  Reviewing policies in 2026 ensures cover remains effective, tax-efficient and aligned with evolving personal needs  As 2026 kicks into full swing, sorting out your life insurance policy may […]

“The Chancellor is relying heavily on tax rises towards the back end of the parliament”  Income Tax thresholds will remain unchanged until at least 2031, so more earners will be in higher tax bands  The basic Dividend Tax rate will rise to 10.75%, while the higher rate will increase to 35.75%   Now the dust has […]

Now is the ideal time to take stock and plan for the next year with confidence  We can help make your property dreams a reality, whether you’re an FTB or a home mover  We’ll make sure your protection plans continue to safeguard what matters most, giving you peace of mind  As we welcome 2026, we want to thank you for your continued trust […]

If you’re hoping to move home in 2026, get your finances in good shape first   Remember to factor in moving costs, such as solicitor fees, surveys, removals and Stamp Duty  Take stock of possessions, create a room plan and keep track of boxes and their contents. If you’re hoping to make a move in 2026, here are some top tips to help you plan ahead and beat […]

Investors approach 2026 cautiously as inflation, trade tensions and geopolitical risks continue to shape global market conditions  The IMF predicts global growth of 3.1% this year, but some regions and sectors may outperform others  Diversification will be key amid 2026’s evolving landscape – make sure to balance suitability with long-term growth opportunities  After a year of uncertainty, with […]

Regional growth will be uneven, with the strongest price rises expected in more affordable northern regions  Early years of low growth may help first-time buyers before the market strengthens from 2027 onward  Buy-to-let activity may rise, but regulation and taxation will continue to limit overall investor appetite  As 2026 begins, many homeowners and would-be movers […]

As 2026 begins, thoughtful financial planning remains essential for navigating change and securing long-term goals.  Reviewing investments, tax strategies and pensions ensures your financial plans stay aligned with changing circumstances.  Now is the perfect time to take stock and start the year with a clear financial plan.  We’d like to take a moment to thank you for your […]