News

Nearly 4 in 10 people in the UK are not on track for even a basic retirement lifestyle  Understanding retirement income targets is key to building financial resilience  Personal pensions offer flexibility, tax relief and control – ideal for employed and self-employed people.  Building financial empowerment is all about the confidence that comes from knowing […]

40% of life insurance policies in the UK are joint rather than individual  Joint life insurance policies can prove problematic when a relationship breaks down  Dual life cover offers separate, flexible protection for both partners  You’ve opened a joint bank account. You’ve signed up for a joint mortgage. So, a joint life insurance policy might […]

A dressing room can boost your home’s value by up to £40,000  Over 65’s hold £2.9trn in mortgage-free property wealth in the UK  House purchases now take 124 days on average – 41% longer than expected  Dressing rooms – the new must-have  Once seen as a luxury, dressing rooms are gaining popularity among everyday homeowners […]

12% of HNWI’s are financially supporting both children and ageing parents  Many dip into pensions or restructure finances to fund family gifts  Balancing generosity with personal financial security is essential for long-term freedom  The ‘Bank of Mum and Dad’ (BOMAD) is well known to many aspiring or recent house buyers – but have you heard […]

IHT revenues are expected to hit £9.1bn in 2025/26, rising to over £14bn by 2030  Higher-rate taxpayers could miss out on £97,000 in extra pension wealth by not claiming full tax relief through self-assessment  Scrapping non-dom tax status may risk public revenues rather than boost them  IHT receipts continue to rise  HMRC figures1 show the […]

Trying to time the market often leads to missed opportunities  A well-diversified portfolio helps wealthier short-term volatility  Staying invested long term is key to building lasting wealth  April’s surprise tariffs announced by Donald Trump on ‘Liberation Day’ unsettled global markets and caused a sharp sell off from panicked investors. Trump announced a 90-day pause of […]

UK combined home insurance premiums rose 8.5% to an average of £231 according to recent data  Material shortages, labour expenses and inflation rates have driving up repair and rebuild costs  Make sure you don’t invalidate your insurance by leaving a spare key where it can be easily found  Extreme weather conditions. Rising construction costs. Higher […]

Investment optimism has surged, particularly among under-35s  Over half of 25-34s are now actively investing, with many planning to increase contributions  Long-term strategies can help convert confidence into meaningful financial outcomes  UK investors are showing renewed confidence, with last year marking a notable shift in sentiment – particularly among younger wealth-builders. According to research1, investment […]

UK Q1 dividends fell 4.6% but beat expectations  The headline total paid out to shareholders in Q1 was £14bn  UK holidaymakers are spending significantly more this year  Holiday spending soars  Planning to jet away on a summer holiday? If so, you’re in good company – 83% of UK adults1 are planning holidays this year. Interestingly, […]

Over half of fist-time buyers relied on family financial help in 2024 to get a foot on the ladder  BoMaD support averaged £55,572 per buyer across 173,500 transactions  Falling mortgage rates may reduce reliance on family, but not eliminate it altogether  More than half of first-time buyers relied on family to get on the property […]