News

Research highlights key differences in wealth transfer preferences and family financial priorities between men and women  Top financial priorities for 2025 include enjoying life (34%), building emergency savings (30%) and pension saving (11%)  AI now accounts for 42.5% of financial fraud attempts, with cases rising 80% over the past three years  Women put children first […]

Over 15,000 active customers and £622m in lending recorded in Q4 2024, up from £525m in Q4 2023  A 3.3% increase in UK house prices contributed to larger loan sizes and improved product availability.   A 27% rise in returning customers using further advances shows growing confidence in equity release  Looking at The Equity Release Council’s […]

Economic and political uncertainty can lead to impulsive financial decisions—long-term planning is key  Media headlines create noise, but financial plans should be tailored to personal goals, not speculation.  A strong financial strategy is built to adapt—seek expert advice to stay on track  Over the past five years, we’ve experienced a global pandemic, geopolitical conflicts, political […]

Income protection demand is expected to grow, with 51% of financial advisers predicting an increase in 2025  44% of advisers anticipate rising demand for life insurance, as more people seek financial security   With economic uncertainty, more individuals are prioritising private health insurance and income protection  The demand for health insurance, income protection and life insurance […]

30% of Brits moved home in the past three years, motivated by lifestyle changes and space  One in six homeowners plan to relocate this year, with garages and gardens top priorities  Renters face affordability challenges, with many needing family support to buy their first home.  After a busy period in the housing market, there seems […]

13 million UK adults are sitting on £430bn in cash, potentially missing out on higher long-term investment returns  Many savers find investing too complex—74% need guidance on choosing the right investments   Holding cash is useful for short-term needs, but long-term investing can offer greater wealth-building potential  A recent report1 estimates 13 million UK adults are […]

IHT receipts topped £6.3bn in the eight months to December, a £600m increase on the same period the previous year  OBR predicts IHT receipts will continue their ascent, forecasting total receipts of £9.7bn a year by 2028/29  Factors including a rise in asset values and frozen thresholds are contributing to rising receipts  HM Revenue and […]

US Vice President JD Vance spelled it out in Munich – “there is a new sheriff in town” – and that sheriff’s policies are already having far-reaching consequences. While dealing with geopolitical uncertainties is clearly nothing new for long-term investors, Trump’s re-election has once again vividly highlighted the need for a sound investment approach based […]

Child Trust Funds still unclaimed  Some 728,000 people who have recently turned 18 have not claimed their Child Trust Fund, figures1 show, with the total value of unclaimed money amounting to £1.4bn. Many eligible young people do not know that their account exists, campaigners say. MPs are urging more action from HMRC to inform potential […]

Megatrends are powerful, long-term shifts, which are already changing the way we live and work  Today, trends such as AI, defence spending, changing energy supplies and demographics, are evident  While markets fluctuate daily, megatrends are shaping the future, creating exciting opportunities  Investing megatrends are powerful, long-term shifts expected to reshape industries, economies and investment markets […]