News

If you’re hoping to move home in 2026, get your finances in good shape first   Remember to factor in moving costs, such as solicitor fees, surveys, removals and Stamp Duty  Take stock of possessions, create a room plan and keep track of boxes and their contents. If you’re hoping to make a move in 2026, here are some top tips to help you plan ahead and beat […]

Investors approach 2026 cautiously as inflation, trade tensions and geopolitical risks continue to shape global market conditions  The IMF predicts global growth of 3.1% this year, but some regions and sectors may outperform others  Diversification will be key amid 2026’s evolving landscape – make sure to balance suitability with long-term growth opportunities  After a year of uncertainty, with […]

Regional growth will be uneven, with the strongest price rises expected in more affordable northern regions  Early years of low growth may help first-time buyers before the market strengthens from 2027 onward  Buy-to-let activity may rise, but regulation and taxation will continue to limit overall investor appetite  As 2026 begins, many homeowners and would-be movers […]

As 2026 begins, thoughtful financial planning remains essential for navigating change and securing long-term goals.  Reviewing investments, tax strategies and pensions ensures your financial plans stay aligned with changing circumstances.  Now is the perfect time to take stock and start the year with a clear financial plan.  We’d like to take a moment to thank you for your […]

Providing for family is the strongest motivator for UK adults when it comes to financial planning.  Find a balance between what you value, what you need and what gives you a sense of purpose.  Mental wellbeing plays a vital role in financial confidence – we’re here to help you define your financial purpose.    As we welcome 2026, it’s the […]

Consider using ISA and pension allowances before they reset to maximise long-term, tax-efficient growth  Reviewing CGT, dividend and gifting allowances now could reduce unnecessary tax liabilities  Early planning helps protect wealth, improve cash flow and avoid rushed decisions before the tax year ends  As the end of the 2025/26 tax year approaches, it’s the ideal time to ensure you’re making the most of tax-efficient […]

First-time buyers increasingly prefer city living, reversing the pandemic’s ‘race for space’  Dundee, Edinburgh and Doncaster show the largest rises in FTB city enquiries  London demand has dipped, highlighting the impact of high house prices on affordability  More FTBs are setting their sights on city living, new data reveals1.  The analysis compared FTB enquiries between January and […]

From April 2028, pension access rises to 57, impacting those born after April 1973  Early pension access will be limited to those with ill health or protected pension ages  Many are worried about the upcoming change, so seek advice and review your plans  A two-year increase in the normal minimum pension age could impact retirement planning for […]

Owning a home can create significant long-term savings when compared with renting  Renters in London and Bristol are missing out the most on savings opportunities  Despite challenges, many younger renters are optimistic about owning their first home  Research1 has compared the average cost of buying versus renting, highlighting the investment opportunities that homeowning can offer.  By […]

Gifting can reduce IHT, but poor record-keeping could cause the exemption to be rejected  Gifts with reservation (e.g. continuing to benefit from gifted assets) often trigger unexpected IHT bills  With frozen thresholds and pensions joining IHT, careful planning is more important than ever  With pensions set to join the list of assets liable for IHT, for many families, […]