29th July 2025

How the ‘great wealth transfer’ impacts you

Baby boomers hold over half of the UK wealth and should start legacy planning now  Gen X can benefit from early financial advice to simplify future decisions and manage inherited wealth  Millennials are motivated to build wealth and should start planning early to prepare for what’s ahead  The UK’s ‘great wealth transfer’ will see an […]

Investors warned as cloning scams surge

Nearly a quarter of brand cloning scams succeed, costing investors £2.7m in H2 2024  AI is fueling more convincing scam tactics that mimic real firms  Verifying legitimacy before investing is more important than ever  Cloning scams are now the top fraud threat to people wanting to invest, a new study shows1. The Investment Association (IA) […]

Engaging with your pension – knowledge gaps revealed

Most UK adults lack essential knowledge about their pensions and how they’re invested  A significant number don’t know their State Pension entitlement or how it’s calculated  Many want to consolidate pensions but don’t know how to start  New research1 has shone a light on the extent of pension knowledge gaps among UK adults. While 53% […]

15th July 2025

Summer pension round-up – managing your wealth

Nearly half of over-50s are worried about running out of money in retirement  Many retirees withdraw pension lump sums impulsively, without understanding tax or long-term consequences  Career progression, early retirement and smart planning shape your future pension outcome.  With life moving fast, demands on our time and finances never-ending, it’s easy to push pensions down […]

Summer housing market update – records, challenges and changing trends

Average asking prices hit record highs, but growth is slowing, as analysts suggest we’re in a buyers market  Moving costs have risen sharply across the UK due to changes in tax and associated fees  First-time buyers see improved affordability supported by flexible mortgage products  As summer begins, the housing and mortgage markets are experiencing a […]

8th July 2025

Get Budget-ready this summer

Summer is the ideal time to review financial goals and investment strategies  Utilising tax allowances now can protect your wealth from future policy changes  Long-term investing remains key, even amid short-term market volatility  Summer should bring a welcome shift in pace: longer days, warmer evenings, time off and the chance for some well-earned rest and […]

2nd July 2025

UK cities see strong property market growth

The UK property market experienced a boost in 2024, with nearly 50% of homes listed receiving offers or selling  Cities like Sunderland, Leicester, and Liverpool saw notable increases in buyer activity, while London’s growth was subdued  Rising buyer confidence, stabilising mortgage rates and positive market conditions are expected to keep demand strong   The UK property […]

Bridging the generational wealth gap: securing financial stability

The disparities in wealth accumulation between the generations are striking  Today, younger generations hold just 4% of total UK wealth  Almost half of UK adults worry they won’t have enough saved for retirement  Throughout our lives, we both give and receive support across generations, whether within our families or as part of society. This concept, […]