News

BANK OF ENGLAND REINS IN BANK LENDING In late June, Mark Carney, the Governor of the Bank of England (BoE), voiced his concerns over the extent of consumer borrowing in the UK. In their half-yearly ‘Financial Stability Report’, the Bank’s Financial Policy Committee (FPC) outlined that lenders had become complacent regarding their lending policies, stating […]

“WAIT AND SEE” ATTITUDE FOR BUYERS AND SELLERS The latest RICS (Royal Institution of Chartered Surveyors) UK Residential Market Survey indicates a decline in new buyer enquiries, new instructions and agreed sales, in May. In addition, the survey deduced that national price growth eased and is expected to slow further over the summer. Respondents alluded […]

Our monthly property market review is intended to provide background to recent developments in property markets as well as to give an indication of how some key issues could impact in the future. CAPITAL VALUES INCREASE ACROSS THE UK The latest monthly report from CBRE, the commercial property and real estate services adviser, shows that, […]

Is it time to remortgage whilst rates are still low? With the monthly mortgage payment representing a major chunk of the average family budget, it can make sense to shop around from time to time to see if there’s a better, more cost-efficient mortgage deal available to you. According to the Council of Mortgage Lenders1, […]

Savers looking to mix LISAS with pensions Savvy savers are planning to save both in their pension plan and in the Lifetime Individual Savings Account (LISA), following its launch this April. The new LISA has been designed as a savings vehicle for those aged 18 to 40 who want to save up to £4,000 a […]

SPRING BUDGET MARCH 2017 In his first and last ‘Spring Budget’, the Chancellor of the Exchequer, Philip Hammond, declared a “new chapter” in the UK’s history as the country embarks on its journey to exit the European Union via Brexit. Much of the Budget’s focus was on social care and a rise in National Insurance […]

TEN WAYS TO CHANGE YOUR FINANCIAL HABITS IN 2017 For many, the start of a new year is a time of reflection and a renewed determination to do things differently in the months that lie ahead. Whilst overhauling your finances could seem less exciting than taking up a new hobby or challenge, it could make […]

PROTECTION – MAKE 2017 THE YEAR YOU GET THE RIGHT COVER Life insurance may not be at the top of your shopping list, but arguably it’s one of the most important financial products anyone can take out, and one of the best ways of leaving loved ones provided for financially. Life and other protection insurance […]