What you need to know about behavioural investment
Have you ever made an irrational or impulsive purchase you’ve later regretted? We all make decisions based on our emotions or personal biases, but when it comes to investing, such mistakes can be very costly. What is behavioural investment? Behavioural investment is an approach that acknowledges how our emotions and our biases can sometimes make […]
Buying a new build – what to consider
Are you thinking of buying a new build? The good news is there are more regulations than ever that protect buyers of newly built homes. It can be difficult to keep up with these changes, so here’s what you need to know. Codes of conduct Most developers are signed up to a code which lays […]
Financial wellbeing has many facets
According to research1, 81% of the UK’s wealthiest individuals are ‘stressed’ about their finances, suggesting financial wellbeing is about more than just the totality of your wealth. So, virtually everyone has concerns about what their financial future will look like. Planning for the future The prime concerns for individuals centred around future planning and retirement, […]
Home Finance – In the news
Location, location, location Homeowners are willing to pay more for convenience, as a short walk to a town centre or high street could boost a home’s value by more than £80,0001. In England, homes that are close to a town are worth 27.6% more than the average property. Interestingly, proximity costs an extra 14.2% in […]
Your bonus, your pension?
Receiving a bonus at work as a reward for a job well done is highly satisfying, but with bonuses subject to Income Tax and National Insurance Contributions, you face losing a significant portion of your hard-earned money. A bonus may even push you into a higher tax band, meaning that you receive an even smaller […]
Money – In the news
Financial goals fall by the wayside A poll has found that 57% of adults had money-related goals for 2024, such as reducing debt and wanting more disposable income1. However, two-thirds (67%) had given up on achieving their financial aims by the end of Q1; 16% said this was due to having unrealistic expectations, and 10% […]